Side-by-side · Q2 2026 data
Intouch Credit Union vs Texell Credit Union
Metric by metric
| Measure | Intouch Credit Union | Texell Credit Union |
|---|---|---|
| TellerScore | 55 | 70 (stronger) |
| Capital cushion | 39 | 55 (stronger) |
| Loan quality | 54 | 80 (stronger) |
| Earnings | 59 | 73 (stronger) |
| Funding & liquidity | 71 | 71 |
| Problem-loan coverage | 75 | 83 (stronger) |
| Peer percentile | 12th | 51st |
| Total assets | $837.4M | $801.0M |
| Deposits / shares | $744.2M | $700.0M |
| Capital ratio | 8.95% | 10.48% (stronger) |
| Problem loans | 1.38% | 0.60% (stronger) |
| Net charge-offs | 0.61% (stronger) | 0.99% |
| Return on assets | 0.97% | 1.31% (stronger) |
| Loans ÷ deposits | 88.9% (stronger) | 89.5% |
| Uninsured deposits | 7.5% (stronger) | 8.8% |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.6% | 26.6% |
Texell Credit Union has the higher TellerScore (70 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Intouch Credit Union leads on 3 and Texell Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.