Side-by-side · Q2 2026 data
Inwood National Bank vs Safe 1 Credit Union
Metric by metric
| Measure | Inwood National Bank | Safe 1 Credit Union |
|---|---|---|
| TellerScore | 74 | 90 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 88 | 88 |
| Earnings | 83 | 90 (stronger) |
| Funding & liquidity | 57 | 68 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 74th | 98th |
| Total assets | $4.3B | $1.2B |
| Deposits / shares | $3.7B | $963.8M |
| Capital ratio | 10.79% | 16.03% (stronger) |
| Problem loans | 0.37% (stronger) | 0.37% |
| Net charge-offs | 0.40% | 0.40% (stronger) |
| Return on assets | 1.57% | 1.74% (stronger) |
| Loans ÷ deposits | 67.2% (stronger) | 92.4% |
| Uninsured deposits | 47.5% | 1.8% (stronger) |
| Offices | 12 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | 12.3% |
Safe 1 Credit Union has the higher TellerScore (90 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Inwood National Bank leads on 2 and Safe 1 Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.