Side-by-side · Q2 2026 data
Iowa Trust and Savings Bank vs Industrial Employees Credit Union
Credit union
Industrial Employees Credit Union
Centerville, Iowa · Under $100 million in assets
Metric by metric
| Measure | Iowa Trust and Savings Bank | Industrial Employees Credit Union |
|---|---|---|
| TellerScore | 91 | 91 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 87 (stronger) | 60 |
| Funding & liquidity | 90 | 95 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 96th | 90th |
| Total assets | $210.6M | $9.2M |
| Deposits / shares | $142.1M | $7.1M |
| Capital ratio | 13.46% | 22.16% (stronger) |
| Problem loans | 0.01% (stronger) | 0.05% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.68% (stronger) | 1.00% |
| Loans ÷ deposits | 63.7% (stronger) | 65.7% |
| Uninsured deposits | 20.9% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Iowa Trust and Savings Bank leads on 3 and Industrial Employees Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Centerville, IA