Side-by-side · Q2 2026 data
Iq Credit Union vs Horizon Credit Union
Metric by metric
| Measure | Iq Credit Union | Horizon Credit Union |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 63 | 81 (stronger) |
| Loan quality | 74 | 91 (stronger) |
| Earnings | 69 (stronger) | 46 |
| Funding & liquidity | 69 (stronger) | 61 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 58th | 75th |
| Total assets | $2.2B | $2.0B |
| Deposits / shares | $1.9B | $1.6B |
| Capital ratio | 11.30% | 13.08% (stronger) |
| Problem loans | 0.79% | 0.27% (stronger) |
| Net charge-offs | 0.58% | 0.48% (stronger) |
| Return on assets | 1.23% (stronger) | 0.64% |
| Loans ÷ deposits | 91.4% (stronger) | 98.9% |
| Uninsured deposits | 6.7% (stronger) | 8.1% |
| Offices | 25 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.9% | — |
Horizon Credit Union has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Iq Credit Union leads on 3 and Horizon Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.