Side-by-side · Q2 2026 data
Iron Mountain Kingsford Community Federal Credit Union vs U.P. State Credit Union
Credit union
Iron Mountain Kingsford Community Federal Credit Union
Kingsford, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Iron Mountain Kingsford Community Federal Credit Union | U.P. State Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 94 (stronger) | 63 |
| Earnings | 86 | 86 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 99th | 76th |
| Total assets | $149.4M | $210.3M |
| Deposits / shares | $121.8M | $181.5M |
| Capital ratio | 17.86% (stronger) | 13.17% |
| Problem loans | 0.18% (stronger) | 1.10% |
| Net charge-offs | 0.22% | 0.12% (stronger) |
| Return on assets | 1.66% | 1.66% (stronger) |
| Loans ÷ deposits | 28.6% (stronger) | 76.2% |
| Uninsured deposits | 1.9% | 0.6% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iron Mountain Kingsford Community Federal Credit Union has the higher TellerScore (96 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Iron Mountain Kingsford Community Federal Credit Union leads on 4 and U.P. State Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.