Side-by-side · Q2 2026 data
Iron Workers Savings Bank vs PennCrest Bank
Metric by metric
| Measure | Iron Workers Savings Bank | PennCrest Bank |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 41 | 85 (stronger) |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 29 | 39 (stronger) |
| Funding & liquidity | 75 | 86 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 26th | 64th |
| Total assets | $217.5M | $247.1M |
| Deposits / shares | $191.9M | $210.0M |
| Capital ratio | 9.13% | 13.48% (stronger) |
| Problem loans | 0.00% (stronger) | 0.50% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.22% | 0.47% (stronger) |
| Loans ÷ deposits | 85.4% | 74.4% (stronger) |
| Uninsured deposits | 10.3% | 6.4% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 15.0% |
PennCrest Bank has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Iron Workers Savings Bank leads on 2 and PennCrest Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.