TellerScore

Iron Workers Savings Bank (FDIC certificate #28908) is based in Aston, Pennsylvania. Its Q2 2026 call report shows $217.5M in total assets and $191.9M in deposits and 3 offices.

Iron Workers Savings Bank has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 73rd. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (29/100, 0.22%).

TellerScore · Q2 2026

Scorecard

Capital cushion41/100
Tier 1 leverage ratio: 9.13%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings29/100
Return on assets (annualized): 0.22%
Funding & liquidity75/100
Loans ÷ deposits and uninsured-deposit share: 85.4% · 10.3% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (61 → 64), mostly because the earnings component improved by 12 points.

TellerScore
616364Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202461
Q4 202461
Q1 202561
Q2 202561
Q3 202562
Q4 202563
Q1 202663
Q2 202664
Tier 1 leverage ratio
5.00%7.10%9.19%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.04%
Q3 20249.01%
Q4 20248.88%
Q1 20259.12%
Q2 20259.18%
Q3 20259.19%
Q4 20259.19%
Q1 20269.08%
Q2 20269.13%
Noncurrent loans
0.00%0.01%0.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.02%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.18%0.02%0.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.11%
Q3 2024-0.08%
Q4 2024-0.05%
Q1 2025-0.18%
Q2 2025-0.07%
Q3 20250.00%
Q4 20250.08%
Q1 20260.14%
Q2 20260.22%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$217.5M9.13%0.00%0.22%85.4%
Q1 202663$212.7M9.08%0.00%0.14%88.1%
Q4 202563$211.7M9.19%0.00%0.08%90.1%
Q3 202562$206.8M9.19%0.00%0.00%90.4%
Q2 202561$209.7M9.18%0.02%-0.07%89.4%
Q1 202561$206.7M9.12%0.00%-0.18%88.4%
Q4 202461$213.2M8.88%0.00%-0.05%87.8%
Q3 202461$211.9M9.01%0.00%-0.08%91.2%
Q2 202461$213.5M9.04%0.00%-0.11%90.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.13%
14th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets0.22%
6th
Net interest margin2.69%
5th
Efficiency ratio88.8%
6th
Loans to deposits85.4%
37th
Uninsured deposits10.3%
93rd
Loan-loss reserves0.58%
5th
Texas ratio0.0%
95th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
The National Bank of MalvernBank Malvern, PA93 out of 100, Very strong$224.0M16.5%0.10%vs
MCS BankBank Milroy, PA73 out of 100, Strong$224.7M11.7%0.36%vs
Apollo Trust CompanyBank Apollo, PA71 out of 100, Strong$209.4M11.0%0.29%vs
SEI Private Trust CompanyBank Oaks, PA93 out of 100, Very strong$208.5M80.4%0.00%vs
The Turbotville National BankBank Turbotville, PA85 out of 100, Very strong$243.5M16.5%1.10%vs
The Haverford Trust CompanyBank Radnor, PA90 out of 100, Very strong$191.0M22.5%0.00%vs

Deposit insurance

Is my money safe at Iron Workers Savings Bank?

Yes. Iron Workers Savings Bank is an FDIC-insured institution (FDIC certificate #28908). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 10.3% of deposits ($19.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.13%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Iron Workers Savings Bank lists 3 offices in 3 cities. Most locations:

  • Aston, PA (1)
  • Chadds Ford, PA (1)
  • Media, PA (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Iron Workers Savings Bank reported 48 home-loan applications under HMDA (LEI 254900SBY94JVYQ1Y131): 43 originated ($17,825,000 total), 2 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Iron Workers Savings Bank
Former names
Iron Workers Savings and Loan Association
Type
SI
FDIC certificate #
28908
RSSD ID
45775
Primary regulator
FDIC
Established
January 1, 1879
Headquarters
3333 Concord Rd, Aston, PA 19014
Employees
26

Quick answers

Iron Workers Savings Bank: common questions

Is Iron Workers Savings Bank FDIC insured?

Yes. Iron Workers Savings Bank is an FDIC-insured institution (FDIC certificate #28908). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Iron Workers Savings Bank's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Iron Workers Savings Bank ever failed?

There is no failure record for FDIC certificate #28908 in the FDIC failed bank list.

How many branches does Iron Workers Savings Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Aston

InstitutionScoreAssetsCapitalProblem loansCompare
B. Braun Federal Credit UnionCredit union Allentown, PA100 out of 100, Very strong$1.9M25.1%0.00%vs
Police & Fire Federal Credit UnionCredit union Philadelphia, PA96 out of 100, Very strong$10.2B18.6%0.24%vs
Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA94 out of 100, Very strong$71.6M25.3%0.69%vs
HSBC Trust Company (Delaware), National AssociationBank Wilmington, DE94 out of 100, Very strong$57.2M97.8%0.00%vs
Applied BankBank Wilmington, DE93 out of 100, Very strong$274.1M17.5%0.00%vs
The National Bank of MalvernBank Malvern, PA93 out of 100, Very strong$224.0M16.5%0.10%vs