Side-by-side · Q2 2026 data
Ironworkers USA Federal Credit Union vs First Community Credit Union
Credit union
Ironworkers USA Federal Credit Union
Portland, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Ironworkers USA Federal Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 46 | 86 (stronger) |
| Capital cushion | 61 | 83 (stronger) |
| Loan quality | 1 | 99 (stronger) |
| Earnings | 61 | 72 (stronger) |
| Funding & liquidity | 64 | 79 (stronger) |
| Problem-loan coverage | 57 | 99 (stronger) |
| Peer percentile | 3rd | 95th |
| Total assets | $155.9M | $1.9B |
| Deposits / shares | $137.8M | $1.6B |
| Capital ratio | 11.10% | 13.29% (stronger) |
| Problem loans | 2.97% | 0.04% (stronger) |
| Net charge-offs | 1.16% | 0.04% (stronger) |
| Return on assets | 1.02% | 1.31% (stronger) |
| Loans ÷ deposits | 91.5% | 81.0% (stronger) |
| Uninsured deposits | 19.1% | 6.3% (stronger) |
| Offices | 4 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Credit Union has the higher TellerScore (86 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Ironworkers USA Federal Credit Union leads on 0 and First Community Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.