Side-by-side · Q2 2026 data
Irving City Employees Federal Credit Union vs Metro Medical Credit Union
Credit union
Irving City Employees Federal Credit Union
Irving, Texas · Under $100 million in assets
Metric by metric
| Measure | Irving City Employees Federal Credit Union | Metro Medical Credit Union |
|---|---|---|
| TellerScore | 86 | 91 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 81 (stronger) | 78 |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 80th | 90th |
| Total assets | $85.8M | $82.7M |
| Deposits / shares | $75.2M | $67.2M |
| Capital ratio | 11.99% | 17.85% (stronger) |
| Problem loans | 0.56% (stronger) | 0.66% |
| Net charge-offs | 0.05% (stronger) | 0.28% |
| Return on assets | 2.36% (stronger) | 1.60% |
| Loans ÷ deposits | 53.6% | 39.7% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 10.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 37.5% |
Metro Medical Credit Union has the higher TellerScore (91 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Irving City Employees Federal Credit Union leads on 4 and Metro Medical Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.