Side-by-side · Q2 2026 data
Isabella Bank vs ChoiceOne Bank
Metric by metric
| Measure | Isabella Bank | ChoiceOne Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 61 |
| Capital cushion | 39 | 43 (stronger) |
| Loan quality | 84 (stronger) | 67 |
| Earnings | 64 | 69 (stronger) |
| Funding & liquidity | 51 | 56 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 27th | 24th |
| Total assets | $2.2B | $4.5B |
| Deposits / shares | $1.8B | $3.6B |
| Capital ratio | 8.93% | 9.30% (stronger) |
| Problem loans | 0.49% (stronger) | 1.00% |
| Net charge-offs | 0.08% | 0.02% (stronger) |
| Return on assets | 1.10% | 1.24% (stronger) |
| Loans ÷ deposits | 85.4% | 84.3% (stronger) |
| Uninsured deposits | 36.5% | 33.0% (stronger) |
| Offices | 27 | 48 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | 22.0% |
Isabella Bank has the higher TellerScore (62 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Isabella Bank leads on 2 and ChoiceOne Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.