Side-by-side · Q2 2026 data
Isabella Bank vs Macatawa Bank, National Association
Metric by metric
| Measure | Isabella Bank | Macatawa Bank, National Association |
|---|---|---|
| TellerScore | 62 | 76 (stronger) |
| Capital cushion | 39 | 57 (stronger) |
| Loan quality | 84 | 97 (stronger) |
| Earnings | 64 | 91 (stronger) |
| Funding & liquidity | 51 (stronger) | 45 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 27th | 80th |
| Total assets | $2.2B | $3.7B |
| Deposits / shares | $1.8B | $3.1B |
| Capital ratio | 8.93% | 10.74% (stronger) |
| Problem loans | 0.49% | 0.08% (stronger) |
| Net charge-offs | 0.08% | 0.04% (stronger) |
| Return on assets | 1.10% | 1.77% (stronger) |
| Loans ÷ deposits | 85.4% (stronger) | 91.2% |
| Uninsured deposits | 36.5% (stronger) | 37.3% |
| Offices | 27 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | 22.5% |
Macatawa Bank, National Association has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Isabella Bank leads on 2 and Macatawa Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.