Side-by-side · Q2 2026 data
Island Federal Credit Union vs Sunmark Credit Union
Metric by metric
| Measure | Island Federal Credit Union | Sunmark Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 56 |
| Capital cushion | 54 (stronger) | 45 |
| Loan quality | 63 (stronger) | 54 |
| Earnings | 44 | 52 (stronger) |
| Funding & liquidity | 73 | 75 (stronger) |
| Problem-loan coverage | 85 (stronger) | 76 |
| Peer percentile | 25th | 15th |
| Total assets | $1.3B | $1.2B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 10.40% (stronger) | 9.46% |
| Problem loans | 1.10% (stronger) | 1.37% |
| Net charge-offs | 0.33% (stronger) | 0.52% |
| Return on assets | 0.60% | 0.81% (stronger) |
| Loans ÷ deposits | 87.3% | 85.1% (stronger) |
| Uninsured deposits | 12.5% | 4.6% (stronger) |
| Offices | 5 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.6% | 13.3% |
Island Federal Credit Union has the higher TellerScore (60 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Island Federal Credit Union leads on 4 and Sunmark Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.