Side-by-side · Q2 2026 data
Itasca Bank & Trust Co. vs Pilgrim Baptist Credit Union
Metric by metric
| Measure | Itasca Bank & Trust Co. | Pilgrim Baptist Credit Union |
|---|---|---|
| TellerScore | 71 | 100 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 47th | 100th |
| Total assets | $770.8M | $263K |
| Deposits / shares | $691.7M | $195K |
| Capital ratio | 10.58% | 25.77% (stronger) |
| Problem loans | 0.28% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.10% | 2.86% (stronger) |
| Loans ÷ deposits | 80.7% | 1.6% (stronger) |
| Uninsured deposits | 29.7% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Pilgrim Baptist Credit Union has the higher TellerScore (100 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Itasca Bank & Trust Co. leads on 0 and Pilgrim Baptist Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.