Side-by-side · Q2 2026 data
ITS Bank vs Peoples Savings Bank
Metric by metric
| Measure | ITS Bank | Peoples Savings Bank |
|---|---|---|
| TellerScore | 98 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 84 (stronger) | 80 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 99th | 29th |
| Total assets | $45.2M | $610.4M |
| Deposits / shares | $500K | $533.7M |
| Capital ratio | 97.51% (stronger) | 9.95% |
| Problem loans | 0.00% (stronger) | 0.91% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 61.63% (stronger) | 0.97% |
| Loans ÷ deposits | 0.0% (stronger) | 64.8% |
| Uninsured deposits | 30.0% | 28.5% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.2% |
ITS Bank has the higher TellerScore (98 vs 65). On the 7 directional measures above (where higher or lower is clearly better), ITS Bank leads on 6 and Peoples Savings Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.