Side-by-side · Q2 2026 data
Ixonia Bank vs River Bank
Metric by metric
| Measure | Ixonia Bank | River Bank |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 50 | 70 (stronger) |
| Loan quality | 92 | 95 (stronger) |
| Earnings | 68 (stronger) | 66 |
| Funding & liquidity | 39 (stronger) | 35 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 44th | 70th |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $679.8M | $755.7M |
| Capital ratio | 9.95% | 12.02% (stronger) |
| Problem loans | 0.25% | 0.16% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.21% (stronger) | 1.14% |
| Loans ÷ deposits | 119.4% | 111.3% (stronger) |
| Uninsured deposits | 25.1% (stronger) | 28.6% |
| Offices | 7 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | 7.3% |
River Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ixonia Bank leads on 2 and River Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.