Side-by-side · Q2 2026 data
J C Federal Employees Credit Union vs St. Augustine Credit Union
Credit union
J C Federal Employees Credit Union
Jefferson City, Missouri · Under $100 million in assets
Metric by metric
| Measure | J C Federal Employees Credit Union | St. Augustine Credit Union |
|---|---|---|
| TellerScore | 53 | 83 (stronger) |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 21 | 45 (stronger) |
| Funding & liquidity | 70 | 72 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 12th | 72nd |
| Total assets | $2.7M | $1.5M |
| Deposits / shares | $2.0M | $1.3M |
| Capital ratio | 24.79% (stronger) | 14.42% |
| Problem loans | 3.89% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.01% | 0.63% (stronger) |
| Loans ÷ deposits | 90.6% | 88.3% (stronger) |
| Uninsured deposits | 0.2% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Augustine Credit Union has the higher TellerScore (83 vs 53). On the 7 directional measures above (where higher or lower is clearly better), J C Federal Employees Credit Union leads on 1 and St. Augustine Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.