Side-by-side · Q2 2026 data
Jack Daniel Employees Credit Union vs Vanderbilt Credit Union
Credit union
Jack Daniel Employees Credit Union
Lynchburg, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Jack Daniel Employees Credit Union | Vanderbilt Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 57 |
| Capital cushion | 63 (stronger) | 48 |
| Loan quality | 79 (stronger) | 57 |
| Earnings | 67 (stronger) | 28 |
| Funding & liquidity | 83 | 93 (stronger) |
| Problem-loan coverage | 92 (stronger) | 84 |
| Peer percentile | 49th | 17th |
| Total assets | $56.7M | $53.2M |
| Deposits / shares | $49.8M | $47.9M |
| Capital ratio | 11.32% (stronger) | 9.79% |
| Problem loans | 0.63% (stronger) | 1.29% |
| Net charge-offs | 0.14% (stronger) | 0.21% |
| Return on assets | 1.18% (stronger) | 0.21% |
| Loans ÷ deposits | 77.6% | 67.7% (stronger) |
| Uninsured deposits | 5.1% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jack Daniel Employees Credit Union has the higher TellerScore (74 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Jack Daniel Employees Credit Union leads on 5 and Vanderbilt Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.