Side-by-side · Q2 2026 data
Jackson County 1st Credit Union vs Ocala Community Credit Union
Metric by metric
| Measure | Jackson County 1st Credit Union | Ocala Community Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 75 (stronger) | 14 |
| Earnings | 39 | 43 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 85 |
| Peer percentile | 68th | 10th |
| Total assets | $48.9M | $49.3M |
| Deposits / shares | $41.1M | $43.9M |
| Capital ratio | 18.06% (stronger) | 10.13% |
| Problem loans | 0.76% (stronger) | 2.57% |
| Net charge-offs | 0.20% (stronger) | 1.19% |
| Return on assets | 0.49% | 0.57% (stronger) |
| Loans ÷ deposits | 49.3% | 33.7% (stronger) |
| Uninsured deposits | 6.4% | 2.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson County 1st Credit Union has the higher TellerScore (81 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Jackson County 1st Credit Union leads on 4 and Ocala Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.