Side-by-side · Q2 2026 data
Jackson County Bank vs Bar-Cons Federal Credit Union
Metric by metric
| Measure | Jackson County Bank | Bar-Cons Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 77 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 82 (stronger) | 60 |
| Earnings | 51 | 69 (stronger) |
| Funding & liquidity | 20 | 60 (stronger) |
| Problem-loan coverage | 87 | 89 (stronger) |
| Peer percentile | 11th | 57th |
| Total assets | $1.1B | $52.8M |
| Deposits / shares | $894.8M | $43.1M |
| Capital ratio | 8.46% | 17.96% (stronger) |
| Problem loans | 0.55% (stronger) | 1.21% |
| Net charge-offs | -0.00% (stronger) | 0.35% |
| Return on assets | 0.78% | 1.23% (stronger) |
| Loans ÷ deposits | 100.4% | 100.1% (stronger) |
| Uninsured deposits | 50.7% | 0.0% (stronger) |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
Bar-Cons Federal Credit Union has the higher TellerScore (77 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 2 and Bar-Cons Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.