Side-by-side · Q2 2026 data
Jackson County Bank vs Beacon Credit Union
Metric by metric
| Measure | Jackson County Bank | Beacon Credit Union |
|---|---|---|
| TellerScore | 53 | 76 (stronger) |
| Capital cushion | 35 | 85 (stronger) |
| Loan quality | 82 | 84 (stronger) |
| Earnings | 51 (stronger) | 47 |
| Funding & liquidity | 20 | 71 (stronger) |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 11th | 79th |
| Total assets | $1.1B | $1.8B |
| Deposits / shares | $894.8M | $1.4B |
| Capital ratio | 8.46% | 13.52% (stronger) |
| Problem loans | 0.55% | 0.47% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 0.78% (stronger) | 0.68% |
| Loans ÷ deposits | 100.4% | 89.1% (stronger) |
| Uninsured deposits | 50.7% | 0.0% (stronger) |
| Offices | 14 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
Beacon Credit Union has the higher TellerScore (76 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 2 and Beacon Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.