Side-by-side · Q2 2026 data
Jackson County Bank vs Farmers State Bank
Metric by metric
| Measure | Jackson County Bank | Farmers State Bank |
|---|---|---|
| TellerScore | 53 | 78 (stronger) |
| Capital cushion | 35 | 58 (stronger) |
| Loan quality | 82 | 99 (stronger) |
| Earnings | 51 | 94 (stronger) |
| Funding & liquidity | 20 | 50 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 11th | 86th |
| Total assets | $1.1B | $1.3B |
| Deposits / shares | $894.8M | $1.2B |
| Capital ratio | 8.46% | 10.75% (stronger) |
| Problem loans | 0.55% | 0.02% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 0.78% | 1.85% (stronger) |
| Loans ÷ deposits | 100.4% | 77.7% (stronger) |
| Uninsured deposits | 50.7% | 44.9% (stronger) |
| Offices | 14 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | 8.4% |
Farmers State Bank has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 1 and Farmers State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.