Side-by-side · Q2 2026 data
Jackson County Bank vs First Harrison Bank
Metric by metric
| Measure | Jackson County Bank | First Harrison Bank |
|---|---|---|
| TellerScore | 53 | 75 (stronger) |
| Capital cushion | 35 | 63 (stronger) |
| Loan quality | 82 (stronger) | 76 |
| Earnings | 51 | 77 (stronger) |
| Funding & liquidity | 20 | 84 (stronger) |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 11th | 77th |
| Total assets | $1.1B | $1.3B |
| Deposits / shares | $894.8M | $1.1B |
| Capital ratio | 8.46% | 11.33% (stronger) |
| Problem loans | 0.55% (stronger) | 0.72% |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 0.78% | 1.42% (stronger) |
| Loans ÷ deposits | 100.4% | 58.7% (stronger) |
| Uninsured deposits | 50.7% | 29.6% (stronger) |
| Offices | 14 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | 11.3% |
First Harrison Bank has the higher TellerScore (75 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 2 and First Harrison Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.