Side-by-side · Q2 2026 data
Jackson County Bank vs Peoples Bank
Metric by metric
| Measure | Jackson County Bank | Peoples Bank |
|---|---|---|
| TellerScore | 53 | 53 |
| Capital cushion | 35 | 43 (stronger) |
| Loan quality | 82 (stronger) | 63 |
| Earnings | 51 (stronger) | 37 |
| Funding & liquidity | 20 | 60 (stronger) |
| Problem-loan coverage | 87 (stronger) | 83 |
| Peer percentile | 11th | 11th |
| Total assets | $1.1B | $2.0B |
| Deposits / shares | $894.8M | $1.7B |
| Capital ratio | 8.46% | 9.31% (stronger) |
| Problem loans | 0.55% (stronger) | 1.10% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 0.78% (stronger) | 0.43% |
| Loans ÷ deposits | 100.4% | 85.8% (stronger) |
| Uninsured deposits | 50.7% | 28.0% (stronger) |
| Offices | 14 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | 18.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 2 and Peoples Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.