Side-by-side · Q2 2026 data
Jarrettsville Federal Savings and Loan Association vs Tower Federal Credit Union
Bank
Jarrettsville Federal Savings and Loan Association
Jarrettsville, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Jarrettsville Federal Savings and Loan Association | Tower Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 83 (stronger) |
| Capital cushion | 72 | 93 (stronger) |
| Loan quality | 88 (stronger) | 87 |
| Earnings | 29 | 66 (stronger) |
| Funding & liquidity | 81 (stronger) | 72 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 47th | 92nd |
| Total assets | $167.1M | $5.0B |
| Deposits / shares | $147.1M | $4.3B |
| Capital ratio | 12.20% | 14.31% (stronger) |
| Problem loans | 0.36% (stronger) | 0.39% |
| Net charge-offs | 0.00% (stronger) | 0.26% |
| Return on assets | 0.21% | 1.16% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 88.0% |
| Uninsured deposits | 9.9% (stronger) | 13.2% |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 30.4% |
Tower Federal Credit Union has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Jarrettsville Federal Savings and Loan Association leads on 4 and Tower Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.