Side-by-side · Q2 2026 data
JD Bank vs Crescent Bank
Metric by metric
| Measure | JD Bank | Crescent Bank |
|---|---|---|
| TellerScore | 76 | 89 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 87 (stronger) | 57 |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 80th | 99th |
| Total assets | $1.3B | $1.1B |
| Deposits / shares | $1.1B | $880.1M |
| Capital ratio | 11.88% | 15.01% (stronger) |
| Problem loans | 0.40% (stronger) | 1.28% |
| Net charge-offs | 0.07% | -6.72% (stronger) |
| Return on assets | 1.11% | 8.34% (stronger) |
| Loans ÷ deposits | 68.8% | 43.7% (stronger) |
| Uninsured deposits | 25.0% | 3.2% (stronger) |
| Offices | 22 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crescent Bank has the higher TellerScore (89 vs 76). On the 7 directional measures above (where higher or lower is clearly better), JD Bank leads on 1 and Crescent Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.