Side-by-side · Q2 2026 data
JD Bank vs Davison Employees Federal Credit Union
Credit union
Davison Employees Federal Credit Union
Sulphur, Louisiana · Under $100 million in assets
Metric by metric
| Measure | JD Bank | Davison Employees Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 56 |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 87 (stronger) | 30 |
| Earnings | 64 (stronger) | 0 |
| Funding & liquidity | 80 (stronger) | 65 |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 80th | 16th |
| Total assets | $1.3B | $4.3M |
| Deposits / shares | $1.1B | $3.3M |
| Capital ratio | 11.88% | 23.70% (stronger) |
| Problem loans | 0.40% (stronger) | 2.09% |
| Net charge-offs | 0.07% (stronger) | 0.99% |
| Return on assets | 1.11% (stronger) | -1.13% |
| Loans ÷ deposits | 68.8% (stronger) | 95.0% |
| Uninsured deposits | 25.0% | 0.0% (stronger) |
| Offices | 22 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
JD Bank has the higher TellerScore (76 vs 56). On the 7 directional measures above (where higher or lower is clearly better), JD Bank leads on 5 and Davison Employees Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.