Side-by-side · Q2 2026 data
JD Bank vs Fidelity Bank
Metric by metric
| Measure | JD Bank | Fidelity Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 64 |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 87 (stronger) | 38 |
| Earnings | 64 (stronger) | 25 |
| Funding & liquidity | 80 (stronger) | 74 |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 80th | 33rd |
| Total assets | $1.3B | $1.2B |
| Deposits / shares | $1.1B | $857.6M |
| Capital ratio | 11.88% | 20.32% (stronger) |
| Problem loans | 0.40% (stronger) | 1.85% |
| Net charge-offs | 0.07% (stronger) | 0.24% |
| Return on assets | 1.11% (stronger) | 0.13% |
| Loans ÷ deposits | 68.8% (stronger) | 86.2% |
| Uninsured deposits | 25.0% | 13.9% (stronger) |
| Offices | 22 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
JD Bank has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), JD Bank leads on 5 and Fidelity Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.