Side-by-side · Q2 2026 data
JD Bank vs The Bank
Metric by metric
| Measure | JD Bank | The Bank |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 69 | 78 (stronger) |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 64 | 90 (stronger) |
| Funding & liquidity | 80 (stronger) | 75 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 80th | 84th |
| Total assets | $1.3B | $462.0M |
| Deposits / shares | $1.1B | $396.3M |
| Capital ratio | 11.88% | 12.76% (stronger) |
| Problem loans | 0.40% (stronger) | 0.48% |
| Net charge-offs | 0.07% (stronger) | 0.15% |
| Return on assets | 1.11% | 1.75% (stronger) |
| Loans ÷ deposits | 68.8% (stronger) | 82.8% |
| Uninsured deposits | 25.0% | 17.4% (stronger) |
| Offices | 22 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.6% |
The Bank has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), JD Bank leads on 3 and The Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Iowa, LA
- Jennings, LA
- Lake Arthur, LA
- Welsh, LA