Side-by-side · Q2 2026 data
Jefferson Bank vs Texas Regional Bank
Metric by metric
| Measure | Jefferson Bank | Texas Regional Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 53 |
| Capital cushion | 48 (stronger) | 38 |
| Loan quality | 75 | 80 (stronger) |
| Earnings | 64 (stronger) | 32 |
| Funding & liquidity | 39 | 46 (stronger) |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 24th | 11th |
| Total assets | $2.9B | $2.9B |
| Deposits / shares | $2.6B | $2.5B |
| Capital ratio | 9.81% (stronger) | 8.77% |
| Problem loans | 0.75% | 0.59% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 1.09% (stronger) | 0.30% |
| Loans ÷ deposits | 75.0% | 71.6% (stronger) |
| Uninsured deposits | 56.5% | 53.7% (stronger) |
| Offices | 13 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 9.0% |
Jefferson Bank has the higher TellerScore (61 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Jefferson Bank leads on 4 and Texas Regional Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.