Side-by-side · Q2 2026 data
Jefferson Bank vs TIB National Association
Metric by metric
| Measure | Jefferson Bank | TIB National Association |
|---|---|---|
| TellerScore | 61 | 76 (stronger) |
| Capital cushion | 48 | 82 (stronger) |
| Loan quality | 75 (stronger) | 72 |
| Earnings | 64 | 94 (stronger) |
| Funding & liquidity | 39 (stronger) | 36 |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 24th | 80th |
| Total assets | $2.9B | $3.0B |
| Deposits / shares | $2.6B | $2.4B |
| Capital ratio | 9.81% | 13.22% (stronger) |
| Problem loans | 0.75% (stronger) | 0.84% |
| Net charge-offs | 0.02% (stronger) | 0.26% |
| Return on assets | 1.09% | 1.85% (stronger) |
| Loans ÷ deposits | 75.0% | 74.3% (stronger) |
| Uninsured deposits | 56.5% (stronger) | 91.5% |
| Offices | 13 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 29.5% |
TIB National Association has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Jefferson Bank leads on 3 and TIB National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.