Side-by-side · Q2 2026 data
Jefferson Parish Employees Federal Credit Union vs Southwest Louisiana Credit Union
Credit union
Jefferson Parish Employees Federal Credit Union
Harahan, Louisiana · $100 million – $1 billion
Credit union
Southwest Louisiana Credit Union
Lake Charles, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Jefferson Parish Employees Federal Credit Union | Southwest Louisiana Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 85 (stronger) | 52 |
| Earnings | 40 | 45 (stronger) |
| Funding & liquidity | 78 (stronger) | 63 |
| Problem-loan coverage | 95 (stronger) | 84 |
| Peer percentile | 68th | 51st |
| Total assets | $166.1M | $182.6M |
| Deposits / shares | $145.4M | $154.4M |
| Capital ratio | 13.41% | 15.84% (stronger) |
| Problem loans | 0.44% (stronger) | 1.45% |
| Net charge-offs | 0.58% (stronger) | 0.81% |
| Return on assets | 0.51% | 0.61% (stronger) |
| Loans ÷ deposits | 82.2% (stronger) | 97.5% |
| Uninsured deposits | 6.6% | 3.3% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.5% |
Jefferson Parish Employees Federal Credit Union has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Jefferson Parish Employees Federal Credit Union leads on 4 and Southwest Louisiana Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.