Side-by-side · Q2 2026 data
Jessop Community Federal Credit Union vs Loc Credit Union
Credit union
Jessop Community Federal Credit Union
Washington, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Jessop Community Federal Credit Union | Loc Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 74 |
| Capital cushion | 88 (stronger) | 52 |
| Loan quality | 87 | 88 (stronger) |
| Earnings | 70 (stronger) | 60 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 83rd | 63rd |
| Total assets | $34.1M | $485.0M |
| Deposits / shares | $29.3M | $434.2M |
| Capital ratio | 13.83% (stronger) | 10.16% |
| Problem loans | 0.38% | 0.36% (stronger) |
| Net charge-offs | 0.33% | 0.11% (stronger) |
| Return on assets | 1.26% (stronger) | 1.00% |
| Loans ÷ deposits | 38.2% (stronger) | 57.3% |
| Uninsured deposits | 4.1% (stronger) | 4.9% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.0% |
Jessop Community Federal Credit Union has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Jessop Community Federal Credit Union leads on 5 and Loc Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.