Side-by-side · Q2 2026 data
Jewett City Savings Bank vs Lawrence Memorial Hospital Employee Federal Credit Union
Credit union
Lawrence Memorial Hospital Employee Federal Credit Union
New London, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Jewett City Savings Bank | Lawrence Memorial Hospital Employee Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 100 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 66 | 100 (stronger) |
| Earnings | 33 | 100 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 40th | 100th |
| Total assets | $493.9M | $37.7M |
| Deposits / shares | $400.6M | $28.8M |
| Capital ratio | 14.41% | 23.45% (stronger) |
| Problem loans | 1.01% | 0.00% (stronger) |
| Net charge-offs | 0.91% | 0.19% (stronger) |
| Return on assets | 0.32% | 2.17% (stronger) |
| Loans ÷ deposits | 100.5% | 31.4% (stronger) |
| Uninsured deposits | 11.9% | 0.3% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lawrence Memorial Hospital Employee Federal Credit Union has the higher TellerScore (100 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Jewett City Savings Bank leads on 0 and Lawrence Memorial Hospital Employee Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.