TellerScore

Lawrence Memorial Hospital Employee Federal Credit Union (NCUA charter #13305) is based in New London, Connecticut. Its Q2 2026 call report shows $37.7M in total assets and $28.8M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Lawrence Memorial Hospital Employee Federal Credit Union scores 100/100, which we describe as very strong. That is higher than 100% of 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 1st. Its five components are fairly even, ranging from 100 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.45%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.17%
Funding & liquidity100/100
Loans ÷ shares: 31.4% · 0.3% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (100 → 100).

TellerScore
99100101Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 2024100
Q3 2024100
Q4 2024100
Q1 2025100
Q2 2025100
Q3 2025100
Q4 2025100
Q1 2026100
Q2 2026100
Net worth ratio
7.00%15.23%23.45%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.40%
Q3 202420.98%
Q4 202421.55%
Q1 202521.08%
Q2 202521.74%
Q3 202522.59%
Q4 202522.63%
Q1 202622.54%
Q2 202623.45%
Delinquent loans (60+ days)
0.00%0.01%0.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.01%
Q4 20250.01%
Q1 20260.00%
Q2 20260.00%
Return on assets
2.02%2.19%2.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.07%
Q3 20242.24%
Q4 20242.15%
Q1 20252.18%
Q2 20252.29%
Q3 20252.36%
Q4 20252.25%
Q1 20262.02%
Q2 20262.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$37.7M23.45%0.00%2.17%31.4%
Q1 2026100$38.3M22.54%0.00%2.02%30.2%
Q4 2025100$37.2M22.63%0.01%2.25%32.2%
Q3 2025100$36.5M22.59%0.01%2.36%32.7%
Q2 2025100$36.9M21.74%0.00%2.29%32.9%
Q1 2025100$37.0M21.08%0.00%2.18%32.8%
Q4 2024100$35.3M21.55%0.00%2.15%34.8%
Q3 2024100$35.6M20.98%0.00%2.24%34.3%
Q2 2024100$35.5M20.40%0.00%2.07%31.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.45%
86th
Problem loans0.00%
94th
Net charge-offs0.19%
49th
Return on assets2.17%
96th
Loans to deposits31.4%
88th
Uninsured deposits0.3%
60th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Manchester Municipal Federal Credit UnionCredit union Manchester, CT62 out of 100, Moderate$40.1M9.2%0.99%vs
New Haven County Credit UnionCredit union North Haven, CT63 out of 100, Moderate$35.0M10.5%1.92%vs
Ct Firefighters Federal Credit UnionCredit union Hartford, CT85 out of 100, Very strong$34.7M11.6%0.00%vs
Metropolitan District Employees Credit UnionCredit union Hartford, CT50 out of 100, Below average$34.7M10.4%2.19%vs
Norwalk Hospital Credit UnionCredit union Norwalk, CT50 out of 100, Below average$33.0M8.9%1.69%vs
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs

Deposit insurance

Is my money safe at Lawrence Memorial Hospital Employee Federal Credit Union?

Yes. Lawrence Memorial Hospital Employee Federal Credit Union is a federally insured credit union (NCUA charter #13305). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.3% of shares and deposits ($75K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.45%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Lawrence Memorial Hospital Employee Federal Credit Union lists 1 office in 1 city. Most locations:

  • New London, CT (1)

All branch addresses and map

Identity & history

Profile

Legal name
Lawrence Memorial Hospital Employee Federal Credit Union
Type
Federal credit union
NCUA charter #
13305
RSSD ID
899286
Primary regulator
NCUA
Established
1959
Headquarters
365 Montauk Ave, New London, CT 06320
Employees
6

Quick answers

Lawrence Memorial Hospital Employee Federal Credit Union: common questions

Is Lawrence Memorial Hospital Employee Federal Credit Union NCUA insured?

Yes. Lawrence Memorial Hospital Employee Federal Credit Union is a federally insured credit union (NCUA charter #13305). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lawrence Memorial Hospital Employee Federal Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lawrence Memorial Hospital Employee Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near New London

InstitutionScoreAssetsCapitalProblem loansCompare
Charter Oak Federal Credit UnionCredit union Waterford, CT85 out of 100, Very strong$1.7B12.5%0.50%vs
Chelsea Groton BankBank Groton, CT82 out of 100, Strong$1.8B16.7%0.48%vs
Liberty BankBank Middletown, CT79 out of 100, Strong$9.4B13.4%0.32%vs
Dutch Point Credit UnionCredit union Wethersfield, CT77 out of 100, Strong$565.4M10.6%0.12%vs
Coreplus Federal Credit UnionCredit union Norwich, CT75 out of 100, Strong$676.5M11.0%0.39%vs
Dime BankBank Norwich, CT72 out of 100, Strong$1.2B11.8%0.20%vs