Side-by-side · Q2 2026 data
Jim Thorpe Neighborhood Bank vs MCS Bank
Metric by metric
| Measure | Jim Thorpe Neighborhood Bank | MCS Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 51 | 67 (stronger) |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 58 (stronger) | 55 |
| Funding & liquidity | 94 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 64th | 53rd |
| Total assets | $265.0M | $224.7M |
| Deposits / shares | $241.9M | $196.1M |
| Capital ratio | 10.08% | 11.69% (stronger) |
| Problem loans | 0.00% (stronger) | 0.36% |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 0.96% (stronger) | 0.87% |
| Loans ÷ deposits | 51.4% (stronger) | 93.7% |
| Uninsured deposits | 20.4% | 9.3% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | — |
Jim Thorpe Neighborhood Bank has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Jim Thorpe Neighborhood Bank leads on 5 and MCS Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.