TellerScore

Jim Thorpe Neighborhood Bank (FDIC certificate #7599) is based in Jim Thorpe, Pennsylvania. Its Q2 2026 call report shows $265.0M in total assets and $241.9M in deposits and 6 offices.

Based on its Q2 2026 filing, Jim Thorpe Neighborhood Bank scores 76/100, which we describe as strong. That is higher than 64% of 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 26th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (51/100; 10.08%).

TellerScore · Q2 2026

Scorecard

Capital cushion51/100
Tier 1 leverage ratio: 10.08%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings58/100
Return on assets (annualized): 0.96%
Funding & liquidity94/100
Loans ÷ deposits and uninsured-deposit share: 51.4% · 20.4% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (74 → 76), mostly because the earnings component improved by 5 points.

TellerScore
717476Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202471
Q4 202471
Q1 202574
Q2 202574
Q3 202574
Q4 202574
Q1 202675
Q2 202676
Tier 1 leverage ratio
5.00%7.54%10.08%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.56%
Q3 20249.61%
Q4 20249.14%
Q1 20259.69%
Q2 20259.94%
Q3 202510.01%
Q4 20259.60%
Q1 202610.06%
Q2 202610.08%
Noncurrent loans
0.00%0.03%0.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.01%
Q1 20250.00%
Q2 20250.06%
Q3 20250.00%
Q4 20250.00%
Q1 20260.02%
Q2 20260.00%
Return on assets
0.65%0.80%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.65%
Q3 20240.66%
Q4 20240.72%
Q1 20250.75%
Q2 20250.82%
Q3 20250.85%
Q4 20250.84%
Q1 20260.85%
Q2 20260.96%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$265.0M10.08%0.00%0.96%51.4%
Q1 202675$256.1M10.06%0.02%0.85%53.4%
Q4 202574$260.5M9.60%0.00%0.84%52.1%
Q3 202574$267.5M10.01%0.00%0.85%51.5%
Q2 202574$246.2M9.94%0.06%0.82%56.1%
Q1 202574$242.4M9.69%0.00%0.75%56.2%
Q4 202471$261.0M9.14%0.01%0.72%52.2%
Q3 202471$267.0M9.61%0.00%0.66%50.9%
Q2 202473$240.7M9.56%0.00%0.65%56.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.08%
33rd
Total risk-based capital22.04%
90th
Problem loans0.00%
94th
Net charge-offs0.02%
42nd
Return on assets0.96%
31st
Net interest margin3.38%
23rd
Efficiency ratio66.2%
39th
Loans to deposits51.4%
91st
Uninsured deposits20.4%
63rd
Loan-loss reserves1.05%
32nd
Texas ratio0.0%
95th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Clarion County Community BankBank Clarion, PA54 out of 100, Below average$261.6M8.0%0.78%vs
PennCrest BankBank Altoona, PA76 out of 100, Strong$247.1M13.5%0.50%vs
The Turbotville National BankBank Turbotville, PA85 out of 100, Very strong$243.5M16.5%1.10%vs
MCS BankBank Milroy, PA73 out of 100, Strong$224.7M11.7%0.36%vs
The National Bank of MalvernBank Malvern, PA93 out of 100, Very strong$224.0M16.5%0.10%vs
Iron Workers Savings BankBank Aston, PA64 out of 100, Moderate$217.5M9.1%0.00%vs

Deposit insurance

Is my money safe at Jim Thorpe Neighborhood Bank?

Yes. Jim Thorpe Neighborhood Bank is an FDIC-insured institution (FDIC certificate #7599). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.4% of deposits ($49.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.08%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 22.04% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

Jim Thorpe Neighborhood Bank lists 6 offices in 4 cities. Most locations:

  • Jim Thorpe, PA (3)
  • Lansford, PA (1)
  • Lehighton, PA (1)
  • Nesquehoning, PA (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Jim Thorpe Neighborhood Bank reported 76 home-loan applications under HMDA (LEI 549300RNPYOEZNJPTF08): 69 originated ($10,965,000 total), 3 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Jim Thorpe Neighborhood Bank
Former names
The Mauch Chunk National Bank; The Jim Thorpe National Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
7599
RSSD ID
920210
Primary regulator
FED
Holding company
Jtnb Bcorp Inc
Established
August 25, 1902
Headquarters
12 Broadway, Jim Thorpe, PA 18229
Employees
43

Quick answers

Jim Thorpe Neighborhood Bank: common questions

Is Jim Thorpe Neighborhood Bank FDIC insured?

Yes. Jim Thorpe Neighborhood Bank is an FDIC-insured institution (FDIC certificate #7599). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Jim Thorpe Neighborhood Bank's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Jim Thorpe Neighborhood Bank ever failed?

There is no failure record for FDIC certificate #7599 in the FDIC failed bank list.

How many branches does Jim Thorpe Neighborhood Bank have?

6 offices as of the latest FDIC data.

Nearby

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