Side-by-side · Q2 2026 data
Jim Thorpe Neighborhood Bank vs PennCrest Bank
Metric by metric
| Measure | Jim Thorpe Neighborhood Bank | PennCrest Bank |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 51 | 85 (stronger) |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 58 (stronger) | 39 |
| Funding & liquidity | 94 (stronger) | 86 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 64th | 64th |
| Total assets | $265.0M | $247.1M |
| Deposits / shares | $241.9M | $210.0M |
| Capital ratio | 10.08% | 13.48% (stronger) |
| Problem loans | 0.00% (stronger) | 0.50% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 0.96% (stronger) | 0.47% |
| Loans ÷ deposits | 51.4% (stronger) | 74.4% |
| Uninsured deposits | 20.4% | 6.4% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | 15.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Jim Thorpe Neighborhood Bank leads on 3 and PennCrest Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.