Side-by-side · Q2 2026 data
Johnsonville TVA Employees Credit Union vs Gateway Credit Union
Credit union
Johnsonville TVA Employees Credit Union
Camden, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Johnsonville TVA Employees Credit Union | Gateway Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 76 | 77 (stronger) |
| Earnings | 92 (stronger) | 40 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 97th | 22nd |
| Total assets | $180.7M | $16.3M |
| Deposits / shares | $149.7M | $14.8M |
| Capital ratio | 16.39% (stronger) | 8.41% |
| Problem loans | 0.73% | 0.70% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.78% |
| Return on assets | 1.80% (stronger) | 0.51% |
| Loans ÷ deposits | 59.4% (stronger) | 67.7% |
| Uninsured deposits | 6.9% | 0.8% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 58.1% | — |
Johnsonville TVA Employees Credit Union has the higher TellerScore (92 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Johnsonville TVA Employees Credit Union leads on 5 and Gateway Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.