Side-by-side · Q2 2026 data
Jones Bank vs Farmers and Merchants Bank
Metric by metric
| Measure | Jones Bank | Farmers and Merchants Bank |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 62 (stronger) | 56 |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 72 (stronger) | 56 |
| Funding & liquidity | 88 | 99 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 68th | 86th |
| Total assets | $441.2M | $1.1B |
| Deposits / shares | $370.8M | $885.6M |
| Capital ratio | 11.18% (stronger) | 10.64% |
| Problem loans | 0.39% | 0.00% (stronger) |
| Net charge-offs | -0.03% (stronger) | -0.00% |
| Return on assets | 1.30% (stronger) | 0.89% |
| Loans ÷ deposits | 67.9% | 26.2% (stronger) |
| Uninsured deposits | 18.6% | 16.0% (stronger) |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 10.7% |
Farmers and Merchants Bank has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Jones Bank leads on 3 and Farmers and Merchants Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Milford, NE