Side-by-side · Q2 2026 data
Jones Bank vs First Westroads Bank, Inc.
Metric by metric
| Measure | Jones Bank | First Westroads Bank, Inc. |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 62 | 64 (stronger) |
| Loan quality | 87 | 97 (stronger) |
| Earnings | 72 | 77 (stronger) |
| Funding & liquidity | 88 (stronger) | 54 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 68th | 68th |
| Total assets | $441.2M | $394.9M |
| Deposits / shares | $370.8M | $344.0M |
| Capital ratio | 11.18% | 11.36% (stronger) |
| Problem loans | 0.39% | 0.10% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.01% |
| Return on assets | 1.30% | 1.42% (stronger) |
| Loans ÷ deposits | 67.9% (stronger) | 80.2% |
| Uninsured deposits | 18.6% (stronger) | 38.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 0.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Jones Bank leads on 3 and First Westroads Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.