Side-by-side · Q2 2026 data
Jones Bank vs Generations Bank
Metric by metric
| Measure | Jones Bank | Generations Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 54 |
| Capital cushion | 62 (stronger) | 56 |
| Loan quality | 87 (stronger) | 37 |
| Earnings | 72 (stronger) | 52 |
| Funding & liquidity | 88 (stronger) | 68 |
| Problem-loan coverage | 94 (stronger) | 75 |
| Peer percentile | 68th | 13th |
| Total assets | $441.2M | $58.3M |
| Deposits / shares | $370.8M | $46.8M |
| Capital ratio | 11.18% (stronger) | 10.58% |
| Problem loans | 0.39% (stronger) | 1.90% |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.30% (stronger) | 0.81% |
| Loans ÷ deposits | 67.9% (stronger) | 92.7% |
| Uninsured deposits | 18.6% | 10.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Jones Bank has the higher TellerScore (77 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Jones Bank leads on 6 and Generations Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.