Side-by-side · Q2 2026 data
Jonesboro State Bank vs Fidelity Bank
Metric by metric
| Measure | Jonesboro State Bank | Fidelity Bank |
|---|---|---|
| TellerScore | 63 | 64 (stronger) |
| Capital cushion | 27 | 100 (stronger) |
| Loan quality | 45 (stronger) | 38 |
| Earnings | 96 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 30th | 33rd |
| Total assets | $1.3B | $1.2B |
| Deposits / shares | $1.2B | $857.6M |
| Capital ratio | 7.67% | 20.32% (stronger) |
| Problem loans | 1.64% (stronger) | 1.85% |
| Net charge-offs | 4.59% | 0.24% (stronger) |
| Return on assets | 1.90% (stronger) | 0.13% |
| Loans ÷ deposits | 6.2% (stronger) | 86.2% |
| Uninsured deposits | 6.0% (stronger) | 13.9% |
| Offices | 1 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
Fidelity Bank has the higher TellerScore (64 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Jonesboro State Bank leads on 4 and Fidelity Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.