Side-by-side · Q2 2026 data
Jonesboro State Bank vs Peoples Bank
Metric by metric
| Measure | Jonesboro State Bank | Peoples Bank |
|---|---|---|
| TellerScore | 63 | 71 (stronger) |
| Capital cushion | 27 | 67 (stronger) |
| Loan quality | 45 | 56 (stronger) |
| Earnings | 96 (stronger) | 90 |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 97 (stronger) | 86 |
| Peer percentile | 30th | 42nd |
| Total assets | $1.3B | $86.1M |
| Deposits / shares | $1.2B | $72.4M |
| Capital ratio | 7.67% | 11.66% (stronger) |
| Problem loans | 1.64% | 1.32% (stronger) |
| Net charge-offs | 4.59% | -0.20% (stronger) |
| Return on assets | 1.90% (stronger) | 1.74% |
| Loans ÷ deposits | 6.2% (stronger) | 94.0% |
| Uninsured deposits | 6.0% (stronger) | 15.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Jonesboro State Bank leads on 3 and Peoples Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.