Side-by-side · Q2 2026 data
Jsc Federal Credit Union vs Credit Union of Texas
Metric by metric
| Measure | Jsc Federal Credit Union | Credit Union of Texas |
|---|---|---|
| TellerScore | 66 (stronger) | 43 |
| Capital cushion | 70 (stronger) | 31 |
| Loan quality | 64 (stronger) | 47 |
| Earnings | 43 (stronger) | 22 |
| Funding & liquidity | 82 (stronger) | 73 |
| Problem-loan coverage | 85 (stronger) | 68 |
| Peer percentile | 44th | 2nd |
| Total assets | $2.6B | $2.6B |
| Deposits / shares | $2.3B | $2.3B |
| Capital ratio | 12.01% (stronger) | 8.13% |
| Problem loans | 1.08% (stronger) | 1.59% |
| Net charge-offs | 0.68% (stronger) | 1.32% |
| Return on assets | 0.58% (stronger) | 0.05% |
| Loans ÷ deposits | 78.7% (stronger) | 87.5% |
| Uninsured deposits | 7.5% (stronger) | 12.4% |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.6% | 32.5% |
Jsc Federal Credit Union has the higher TellerScore (66 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Jsc Federal Credit Union leads on 7 and Credit Union of Texas on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.