Side-by-side · Q2 2026 data
K.U.M.C. Credit Union vs Public Safety Credit Union
Metric by metric
| Measure | K.U.M.C. Credit Union | Public Safety Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 78 |
| Capital cushion | 88 (stronger) | 77 |
| Loan quality | 99 (stronger) | 87 |
| Earnings | 93 (stronger) | 57 |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 96th | 74th |
| Total assets | $31.4M | $191.4M |
| Deposits / shares | $26.9M | $167.1M |
| Capital ratio | 13.81% (stronger) | 12.72% |
| Problem loans | 0.04% (stronger) | 0.39% |
| Net charge-offs | 0.17% (stronger) | 0.59% |
| Return on assets | 1.84% (stronger) | 0.93% |
| Loans ÷ deposits | 36.6% (stronger) | 78.9% |
| Uninsured deposits | 11.8% | 3.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.3% |
K.U.M.C. Credit Union has the higher TellerScore (95 vs 78). On the 7 directional measures above (where higher or lower is clearly better), K.U.M.C. Credit Union leads on 6 and Public Safety Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.