Side-by-side · Q2 2026 data
K.U.M.C. Credit Union vs United Consumers Credit Union
Metric by metric
| Measure | K.U.M.C. Credit Union | United Consumers Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 69 |
| Capital cushion | 88 (stronger) | 70 |
| Loan quality | 99 (stronger) | 61 |
| Earnings | 93 (stronger) | 63 |
| Funding & liquidity | 100 (stronger) | 77 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 96th | 48th |
| Total assets | $31.4M | $217.2M |
| Deposits / shares | $26.9M | $189.3M |
| Capital ratio | 13.81% (stronger) | 11.97% |
| Problem loans | 0.04% (stronger) | 1.17% |
| Net charge-offs | 0.17% (stronger) | 0.35% |
| Return on assets | 1.84% (stronger) | 1.07% |
| Loans ÷ deposits | 36.6% (stronger) | 83.1% |
| Uninsured deposits | 11.8% | 7.8% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.8% |
K.U.M.C. Credit Union has the higher TellerScore (95 vs 69). On the 7 directional measures above (where higher or lower is clearly better), K.U.M.C. Credit Union leads on 6 and United Consumers Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.