Side-by-side · Q2 2026 data
Kaskaskia Valley Community Credit Union vs Genfed Financial Credit Union
Credit union
Kaskaskia Valley Community Credit Union
Centralia, Illinois · Under $100 million in assets
Metric by metric
| Measure | Kaskaskia Valley Community Credit Union | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 49 | 79 (stronger) |
| Capital cushion | 29 | 100 (stronger) |
| Loan quality | 62 (stronger) | 54 |
| Earnings | 13 | 67 (stronger) |
| Funding & liquidity | 94 (stronger) | 88 |
| Problem-loan coverage | 83 | 90 (stronger) |
| Peer percentile | 8th | 76th |
| Total assets | $29.4M | $335.9M |
| Deposits / shares | $26.6M | $280.4M |
| Capital ratio | 7.91% | 16.78% (stronger) |
| Problem loans | 1.13% (stronger) | 1.38% |
| Net charge-offs | 0.51% | 0.36% (stronger) |
| Return on assets | -0.18% | 1.16% (stronger) |
| Loans ÷ deposits | 66.5% (stronger) | 72.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 49). On the 6 directional measures above (where higher or lower is clearly better), Kaskaskia Valley Community Credit Union leads on 2 and Genfed Financial Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.