Side-by-side · Q2 2026 data
Keen Bank, National Association vs Commerce Bank
Metric by metric
| Measure | Keen Bank, National Association | Commerce Bank |
|---|---|---|
| TellerScore | 76 | 78 (stronger) |
| Capital cushion | 34 | 89 (stronger) |
| Loan quality | 98 (stronger) | 80 |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 74 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 64th | 72nd |
| Total assets | $201.1M | $220.0M |
| Deposits / shares | $181.5M | $156.8M |
| Capital ratio | 8.43% | 13.87% (stronger) |
| Problem loans | 0.06% (stronger) | 0.60% |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 2.04% (stronger) | 1.30% |
| Loans ÷ deposits | 80.9% (stronger) | 117.3% |
| Uninsured deposits | 19.4% | 15.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commerce Bank has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Keen Bank, National Association leads on 3 and Commerce Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.