Side-by-side · Q2 2026 data
Kemba Financial Credit Union vs Telhio Credit Union
Metric by metric
| Measure | Kemba Financial Credit Union | Telhio Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 44 |
| Capital cushion | 76 (stronger) | 47 |
| Loan quality | 81 (stronger) | 33 |
| Earnings | 57 (stronger) | 23 |
| Funding & liquidity | 68 (stronger) | 67 |
| Problem-loan coverage | 93 (stronger) | 67 |
| Peer percentile | 72nd | 3rd |
| Total assets | $2.5B | $1.4B |
| Deposits / shares | $2.1B | $1.1B |
| Capital ratio | 12.57% (stronger) | 9.65% |
| Problem loans | 0.58% (stronger) | 2.01% |
| Net charge-offs | 0.60% | 0.36% (stronger) |
| Return on assets | 0.93% (stronger) | 0.09% |
| Loans ÷ deposits | 92.4% (stronger) | 93.2% |
| Uninsured deposits | 6.8% | 6.7% (stronger) |
| Offices | 9 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.2% | — |
Kemba Financial Credit Union has the higher TellerScore (74 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Kemba Financial Credit Union leads on 5 and Telhio Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.