Side-by-side · Q2 2026 data
Kemba Financial Credit Union vs Wright-Patt Credit Union, Inc.
Metric by metric
| Measure | Kemba Financial Credit Union | Wright-Patt Credit Union, Inc. |
|---|---|---|
| TellerScore | 74 (stronger) | 68 |
| Capital cushion | 76 (stronger) | 63 |
| Loan quality | 81 (stronger) | 63 |
| Earnings | 57 | 65 (stronger) |
| Funding & liquidity | 68 | 77 (stronger) |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 72nd | 50th |
| Total assets | $2.5B | $9.5B |
| Deposits / shares | $2.1B | $8.2B |
| Capital ratio | 12.57% (stronger) | 11.32% |
| Problem loans | 0.58% (stronger) | 1.10% |
| Net charge-offs | 0.60% (stronger) | 1.07% |
| Return on assets | 0.93% | 1.14% (stronger) |
| Loans ÷ deposits | 92.4% | 83.7% (stronger) |
| Uninsured deposits | 6.8% (stronger) | 7.9% |
| Offices | 9 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.2% | 34.1% |
Kemba Financial Credit Union has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Kemba Financial Credit Union leads on 5 and Wright-Patt Credit Union, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.